Klarna Casinos

Written by Ian Mac
Ian Mac is a dedicated content writer and editor with consistent 5-star feedback when it comes to creating high-quality gambling content. He writes about casino bonuses, casino destinations and casino games including slots, roulette and blackjack.
, | Updated: October 1, 2024

Klarna is a Swedish-based company which ensures a fast and secure way to make virtual payments. What started as a start-up campaign ended up as one of the leading payment solutions in various European countries. In addition to being a great payment service, Klarna has also become very popular at virtual casinos.

As Klarna ensures easy payments, a large number of virtual casinos allow their European members to make deposits and withdrawals via the service. If you decide to use Klarna for your casino funding or other purchases, you will be able to choose from a few options. In 2014 Klarna joined forces with the fintech company SOFORT. This is why, in some virtual casinos, you can still see the service under the name ‘SOFORT’.

How Klarna Works with Online Casinos?

1Check Your Banking Institution

If you decide to use Klarna for your casino payments, you will have no issue utilizing the service. It takes a few simple steps to make a deposit and withdrawals are just as easy.

Before you proceed with your casino payments, make sure that you can use the service of Klarna. For this purpose, you need to check up with your banking institutions and see if Klarna payments are available for you. This should not be a big concern as Klarna works with some of the biggest banks in Europe, as well as, other parts of the world.

2No Registration Needed

Once you are sure that you can use the service of Klarna at online casinos, you can make deposits and withdrawals without creating an account with the service. This will allow you to complete any transaction faster and easier and Klarna will simply act as a mediator between the virtual casino and your bank.

3Make Fast Payments via Klarna

All you need to do when you wish to deposit at an interactive casino or cash out your winnings is to head to the Cashier page. Select the Klarna or SOFORT option from the available payment solutions and this will redirect you to a new page. You will be asked to select your bank, enter the amount you wish to deposit or withdraw and enter your bank account details. Once you confirm the transaction, your deposit will be processed immediately. Unfortunately, it takes longer for withdrawals to be complete as the casino must approve your cashout request.

How We Evaluate Klarna Casinos?

If you are wondering which Klarna casino you can trust, you can base your decision on several factors. You must be sure that you can have fun and still be sure that you are safe when playing at online casinos.

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Security

You should thoroughly check the virtual casino where you are about to play before you deposit real money. A proper virtual casino will hold at least one valid license, issued by a trustworthy authority. Another thing that will ensure your safety while you are playing is if the casino is using SSL encryption. It will protect the sensitive information you might be sharing with the casino when you are making online payments.


Fees Involved

Of course, the best possible variant is if you do not pay any fees whenever you are managing your gaming funds. Luckily, most online casinos do not impose any surcharges for using Klarna as a payment method. If you see that you might have to pay any fees for the service, maybe you should choose another virtual casino.


Transactions Speed

If you wish to enjoy your gaming experience to the fullest, you should make sure that your deposits via Klarna will be processed instantly. Since the service allows players to boost their balance immediately, speed should not be an issue at any virtual casino. If you decide to withdraw your winnings via Klarna, the processing time may take a few days. This being said, the majority of good casinos approve cashout requests within 24 hours and you can receive your money in 2 to 3 business days.


Accessibility

While it is possible to use Klarna for both deposits and withdrawals, not every casino will accept cashouts via the service. If you want to use this banking option for all of your gaming payments, make sure to join a virtual casino which will allow you to use Klarna for both your deposits and withdrawals.


How Easy is to Use Klarna

One of the perks of Klarna is that it is easy to use when you wish to manage your casino funds. The service is mainly available to European players who will be able to handle their gaming funds with ease. Since virtual casinos will not ask you to provide any banking details when using Klarna, you can make payments fast and easy.


Can the Method Be Used for Deposit Bonuses

It is a great opportunity to enjoy better winnings if you make use of casino promotions. Those are often available when players top up their accounts. Luckily, players who use Klarna for their deposits should not have any problem claiming Deposit Bonuses. While some gaming sites might have special offers available only to the users of a certain service, most online casinos will also allow Klarna users to enjoy different promotions.

Klarna Casino Deposit

When you decide to top up your gaming account via Klarna, you will probably want to know what limits will apply to you, will you be charged any fees and if the transactions will be fast.

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Deposit Limits

Using Klarna for your casino deposits will not mean that you will have to comply with any limitations imposed by the service. The online casino where you play, however, will have its own deposit minimum and maximum and they will be the same for most or all of the available methods. Usually, the minimum deposit is around $/£/€10 or more. The maximum amount you can deposit via Kalrna will also be individual for every virtual casino.


Fees

The service of Klarna will not cause you any fees if you decide to use it for your casino payments. What is more, the majority of virtual casinos will also allow you to deposit to your account and withdraw money via Klarna for free. You should, however, always check with your bank and the virtual casino where you play as they might impose some surcharges.


Processing Time

It is easy to top up your account via Klarna but in addition to that, deposits via the service are processed instantly. This will allow you to make real-money bets any time you wish and enjoy your favorite casino games. The fact that you do not need to create a Klarna account or provide card or banking details, makes the deposits via the service even faster.

Klarna Casino Withdrawal

Withdrawals via Klarna are just as easy and safe. If you are allowed to use this cashout method at the virtual casino where you play, you will enjoy quite a few perks.

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Withdrawal Limits

Just like with deposits, the limits for cashouts are determined by the online casino. Usually, players are not allowed to withdraw less than the deposit minimum but the sum can also be higher than $/£/€10. As for maximum withdrawals, you will also need to check up with the online casino where you play. Online casinos tend to have daily, weekly or monthly cashout maximums which can also get higher if players get VIP status.


Fees

Usually, withdrawals via Klarna are very budget-friendly as they often do not incur any fees. Some virtual casinos might charge you a fee for using the service but it is often very small. This being said, always check the withdrawal policy of the casino so that you are aware of the surcharges that you may have to pay.


Processing Time

If you decide to withdraw your winnings via Klarna, you will not be able to receive your money instantly. This is due to the fact that online casinos have to approve your cashout request before you can get your winnings. This process usually takes up to 48 hours for most virtual casinos. After that, you will receive your money in 2 to 3 business days.

Klarna Pros and Cons

Before you decide whether Klarna will help you enjoy the smoothest, fastest and most secure payments at virtual casinos, you might want to evaluate the service. You can do so by comparing the advantages and disadvantages that Klarna provides to virtual players.

Pros
Cons
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Klarna ensures very secure casino deposits and withdrawals. This is thanks to the fact that it will allow you to use your bank account for your transactions but you will not be asked to expose any banking details to the virtual casino.

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While Klarna works with banks in different countries around the world, often some of these countries are restricted from online casinos. This is why mainly players from Europe will have the chance to use the service of Klarna at gaming websites.

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If you top up your account via Klarna, your funds will appear in your gaming balance instantly. This will allow you to bet on your favorite games right away.

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Even though it is possible to use Klarna for both deposits and withdrawals, it may be hard to find a website that accepts the service for cashouts. This is why some virtual casino will limit the use of the service only to deposits.

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Rarely will a payment at a virtual casino via Klarna incur any surcharges. The service does not impose any fees for using it ether for deposit or withdrawals. This is why Klarna is a very cost-effective payment method.

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Even if you are allowed to use Klarna for withdrawing your winnings, often this might impose some surcharges. Make sure to check carefully the policy of the interactive casino and your banking institution before you use Klarna for your withdrawals.

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In most cases, deposits via Klarna are eligible for different types of casino incentives. This will allow users of the service claim various Deposit Bonuses, Free Spins and other bountiful promotions.

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Withdrawing funds via Klarna is not that fast as it usually takes between 2 and 3 business days to receive your money. If you have the chance to use other payment solutions, you might have the chance to get your winnings in a much shorter time.

Countries Which Use Klarna in Online Casinos

As it was mentioned earlier, the service of Klarna is supported by major banks around the world. However, mostly European virtual players will be able to use this banking method for their online casino payments. Since Klarna works with some of the biggest banking institutions, many players from Europe will have access to the service.

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Sweden

It is no wonder that Swedish players will have the chance to use this service as it was founded in Sweden. To ensure that as many residents of the country have access to Klarna, the company works with a handful of the biggest Swedish banks. Thanks to that, there are plenty of Sweden-based virtual casinos which allow their members to use Klarna for both their deposits and withdrawals. The service is also allowing Swedish players to claim different promotions that virtual casinos have in store. Many Swedish online casinos work with Klarna, providing players websites where they can enjoy a fun experience and manage their funds in a fast and easy way.


Denmark

Denmark is among the European countries which allow local virtual players to handle their gaming funds via Klarna. The service is supported by some of the biggest banking institutions in the country and it can be used at various interactive casinos. Since Denmark is all about fintech improvements, Klarna has quickly become a very popular payment solution in the country. Since the online gambling scene in Denmark is very well regulated, there is no doubt that Danish players can enjoy smooth, fast and safe transactions at various gaming sites. What is more, the payment method is perfect for those interested in Deposit Bonuses and other promotional deals.


United Kingdom

One of the safest and easiest ways for UK players to handle their transactions on gaming websites is by using Klarna. The online gaming market in the country is known for being strictly regulated and it proves that Klarna is trustworthy enough since it is accepted at numerous UK online casinos. This banking service will allow players to make deposits and cashouts without exposing and sensitive information. This makes the payments via Klarna safe and very easy to process. While some gaming websites may have restricted the users of certain services from promotions, UK players will have no issue taking advantage of offers when depositing via Klarna.


Norway

Due to the tricky online gambling situation in Norway, there are some payment services which are not available to Norwegian players. Thankfully, they can still rely on Klarna when they wish to top up their gaming accounts or withdraw their winnings. The service is very convenient as it will allow Norwegian players to instantly boost their gaming balances without exposing bank account details. This also adds another layer of protection to one’s transactions, making Klarna one of the safest payment methods that Norwegian virtual players can utilize. In most cases, players will be able to use this service for both their deposits and withdrawals and pay no additional fees for that.


Germany

Yet another European country where quite a few people are using the service of Klarna for fast and secure payments is Germany. Since this is a very secure service which allows hassle-free payments, it has become a popular way for German players to manage their gaming funds. As it was mentioned earlier, Klarna acquired SOFORT in 2013 which is a very popular payment solution in Germany. This led to quite a large number of Germans switching to the service of Klarna, including at virtual casinos. Conveniently enough, Klarna can be used for both deposits and withdrawals which are very pocket-friendly since often there are no surcharges.


Finland

Finnish players are also among the virtual casino fans who will be able to use the payment service of Klarna. It will allow them to make instant and secure deposits and withdrawing funds can also be very hassle-free thanks to Klarna. Virtual casinos that accept Finnish players have made sure that they will be able to top up their gaming accounts with ease and in no time. What is more, Klarna act as a mediator between one’s bank account and the virtual casino, which eliminates the need to provide banking details when depositing and withdrawing at gaming websites.

Using Klarna in Mobile Casinos

1Make Sure You Can Use Klarna

Before you proceed with the casino payments carried through Klarna, check whether you can utilize the service. Make sure that your banking institution supports Klarna and the virtual casino where you are about to play also accepts payments via the service. If you were able to use Klarna while playing at a web-based casino, you can be sure that you will be able to resort to the service when you have switched to the casino’s mobile version.

2Load the Mobile Casino

The great thing about Klarna is that it can be utilized at different mobile casinos. Whether you decide to play on the browser app on your mobile device or you download a casino app, you will be able to use the service of Klarna. You do not need to install any additional apps or create an account with the service. The payments are going to be similar to the ones you usually make on your computer and every transaction will be easy to initiate.

3Head to the Cashier

You can quickly make deposits and withdrawals on the go via Klarna. All you need to do is open the Cashier section and select the type of transaction you wish to make. Choose Klarna or SOFORT from the available payment options and this will open a new window, asking you to select your banking institution. Enter the amount you would like to deposit or withdraw and enter your banking details to verify the payment. You can be sure that Klarna will not save or expose such information. Once you are done with that, your payment will be complete.

Klarna Casino Bonuses

It is always good to know that you will be able to make use of various promotions when you play at online casinos. Since many offers are active once you have made a deposit, it is important to use a payment solution which will enable you to claim different offers. Luckily for players, they can use Klarna to claim different bonuses and improve their winning chances.

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Deposit Bonuses

One of the most common promotions you will see at virtual casinos is the Welcome Bonus. It is often related to a certain sum new players should deposit. Those who decide to make their first deposit at a virtual casino will most often have no issue claiming a Welcome Bonus or a regular Deposit Bonus.


No Deposit Bonuses

Sometimes interactive casinos offer their members incentives which do not require any deposits. This being said, often players can enjoy the winnings they have accumulated thanks to a No Deposit Bonus only after they have topped up their gaming account. This is where Klarna comes in handy and allows players to make a deposit and, later on, cash out their winnings.


Free Spins

Another type of incentive many players will enjoy when they play at online casinos is Free Spins. They are usually available to those who have made a certain deposit to their gaming account. In such cases, players can upload funds via Klarna and claim the Free Spins offer of the casino.


Loyalty Program

If you are a regular player, many virtual casinos will like to make your gaming experience more fun by offering exclusive perks. Those are usually awarded thanks to the Loyalty Programs of gaming websites. The more real-money bets you make at virtual casinos, the more loyalty points you can receive and revel in various exclusive perks. When you decide to boost your gaming balance via Klarna, you can be sure that you will be able to enjoy the benefits that come with the Loyalty Program of the casino of your choice.

Related Banking Methods

Klarna Casinos Safety and Security

No Sharing of Personal Details

No Exposing of Banking Details

Klarna Work with Trustworthy Banks

When you are betting real money at virtual casinos, it is important to know that your money is always properly protected. Those who are resorting to Klarna payments can be sure that they will be using one of the safest ways to handle one’s gaming balance.

If you wish to use Klarna for your virtual casino payments, you do not need to open an account with the service. This means that you do not need to provide any personal information which other payment solutions may require you to share. This makes the payment solution extremely safe and easy to use.

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Klarna Alternatives for Online Casinos

If you are not sure that you will be able to make use of the service of Klarna, you can always try one of the following alternatives. These methods are just as safe and easy to use and many of them ensure players smooth, fast and secure payments.

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Trustly

A service very similar to Klarna is Trustly which often can be used at online casinos. This service also allows players to use their bank accounts to make fast and secure deposits without exposing any banking details to virtual casinos. Just like Klarna, Trustly does not require any registration and it is very easy to use for both deposits and withdrawals.


Giropay

Giropay is yet another service which is very similar to Klarna and it is one of the most popular payment solutions in Germany. Thanks to Giropay, German players can quickly top up their gaming accounts without providing any sensitive information. This makes the payment solutions very reliable and often it can also be used for casino withdrawals.


Credit/Debit Cards

If you are looking for a different way to top up your gaming account and cash out your winnings, you can also rely on credit and debit cards. Majority of online casinos accept payments carried through Visa and Mastercard-branded cards. This is a very convenient option that can be used for both deposits and withdrawals but it will require players to provide the casino with their card details.


Skrill

Those who do not feel comfortable sharing their card details with online casinos can resort to using e-wallets. This type of payment solution will eliminate the need for providing any sensitive information and it will ensure very fast deposits and withdrawals. One very popular digital wallet you can use at numerous virtual casinos is Skrill. It is very easy to use and it is accepted at a large number of gaming websites.


Neteller

Another e-wallet you can often use at virtual casinos is Neteller. It will still allow you to top up your gaming account instantly and often you will be allowed to cash out your winnings in the fastest way possible. Neteller will also facilitate very secure transactions as you will not have to provide any card or bank account details to the interactive casino where you play.


paysafecard

Another way to remain completely anonymous when making deposits at online casinos is to use prepaid cards. One of the most commonly used solutions is a prepaid card by paysafecard. It will allow you to instantly upload money to your gaming balance and enjoy your favorite games right away. Unfortunately, it cannot be used for withdrawals.

Klarna Casinos FAQ

Is It Easy to Find a Klarna Casino?

Is There a Difference Between Klarna and SOFORT?

Will I Be Charged Fees for Using Klarna at Virtual Casinos?

Do I Need to Install an App to Use Klarna at Mobile Casinos?

Is Klarna Supported in My Country?

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