| Updated: October 3, 2024High Limit Baccarat is a beautifully designed version of baccarat by one of the world’s largest gambling software providers, Microgaming. This an advanced game of baccarat where players are allowed to place not three but five different bets. As its name suggests, it offers higher table limits than the majority of online baccarat versions and to make it more interesting, Microgaming has added a face-down feature for the cards, as well as a peeking option.
Rules and Gameplay
Microgaming’s High Limit Baccarat is played with 8 decks of cards on a mini baccarat table with bets from $1 to $500, while the available coin denominations are $1, $2, $5, $10, $20, $25, $50, $100, $200, $500. The objective of the game remains the same as in every standard baccarat variation – to predict whether the Player or the Banker hands will have a greater value or if they will be tied.
Overall, the rules, including the ones saying when to draw a third card, and payouts are standard – the Player and the Banker bets pay 1:1 less a 5% commission on the winnings of the Banker Bet, while the Tie bet pays 8:1. However, there are two additional betting options here – players can place chips on Player and Tie or on Banker and Tie. There are no separate payouts for them, however – the standard ones apply. When the hand is a Tie, players’ bets on Banker and Player are returned to them.
Distinctive Features
The first thing one will notice when opening the game is that some or all of the cards are being dealt face-down. If you bet on the Player or on Tie, all cards will be dealt in this manner, and if you bet on the Banker, the Banker cards will be dealt face-down. With the Flip button, you can then reveal the cards – although this feature does not really change the rules in any way, it does create the feeling that players can make some decisions in an otherwise fully automated game.
High Limit Baccarat by Microgaming also has a history panel with the past 10 results and an Autoplay feature, which allows enabling up to 500 auto deals. There is another interesting feature that would be particularly useful for beginner-level players – in Expert mode, they can activate Watch Game and watch an auto round without having to place a bet.
Conclusion
Compared to most online versions of baccarat, Microgaming’s High Limit Baccarat has more advanced features, interesting options, and enhanced graphics. With its interesting gameplay and a house edge of 1.06%, the game is definitely worth playing a few rounds.